Comprehensive Financial Plan
+ Ongoing Monthly Coaching
You’ve dedicated yourself to staying physically fit, ensuring your diet and exercise routine support your well-being. But how about your financial fitness?
The Financial Fitness Program is designed for individuals and families who want structured accountability, clarity, and education while working through their financial priorities. This program begins with a comprehensive financial plan and adds monthly coaching to help you implement your strategies step‑by‑step, stay on track, and build confidence in your financial decisions.
Why financial fitness?
Personalized Comprehensive Financial Planning
Your financial fitness journey starts with a personalized comprehensive financial plan that provides a clear roadmap to your financial future. It outlines your financial goals, both short-term and long-term, and the steps needed to achieve them. This clarity helps you make informed decisions and stay on track.
Unlimited Personal Guidance
In addition to a monthly review, you have unlimited personal guidance on your money goals from your dedicated CERTIFIED FINANCIAL PLANNER™️ (CFP®) professional. Just an email or a quick call away, you can get your burning questions answered.
Your Accountability Partner
It's like having a personal trainer. Over the course of your financial fitness journey, your dedicated CERTIFIED FINANCIAL PLANNER™️ (CFP®) professional can help examine your money situation, uncover your biggest pain points, prioritize your goals, help you better understand your money brief and behavior, and develop specific action steps and advice along the way.
Who It's For
This program is ideal for individuals who:
- Want a comprehensive financial plan without full-service investment management
- Prefer action-oriented, educational, and collaborative support
- Want to build better systems around saving, spending, investing, or financial organization
- Want consistency and accountability
- Value a long‑term relationship that builds confidence over time
There is no asset minimum for this program.
Fee Structure
The Financial Fitness Program uses a clear and transparent two‑part fee model:
1. Initial Onboarding Fee: a one‑time fee:
- Development of your comprehensive financial plan
- Full analysis and recommendations
- Initial implementation roadmap
2. Quarterly Subscription Fee (Billed in Advance)
- Covers three months of coaching services
- Is billed quarterly in advance
- Automatically renews unless canceled before the start of the next quarter
- Is not prorated if canceled mid‑quarter
How the Program Works
01
Discovery
We curate a full understanding of your goals, financial habits, challenges, and priorities.
02
Planning
You receive your comprehensive financial plan with a tailored implementation roadmap.
03
Coaching
We meet monthly to review progress, address questions, and keep you accountable.
04
Adjustments
Your plan is updated as life changes so you stay aligned with your long‑term goals.
Ready to Strengthen Your Financial Foundation?
FAQs
Do I have to commit for 12 months?
A full year is recommended to support meaningful progress, but the program remains month‑to‑month within each prepaid quarter.
Can I upgrade to Retirement GPS?
Yes. You may transition to Retirement GPS at any time if your planning needs become more complex or you want ongoing investment management.
Why are fees billed quarterly instead of monthly?
Quarterly billing helps reduce administrative costs and maintain program consistency.
Are quarterly fees refundable?
No. Subscription fees are not prorated for mid‑quarter cancellations. This policy is fully disclosed in writing in our agreement.
