Why Work With Me?
Trust
I am conscientious in everything I do, and everything I do for my clients is driven by my passion and desire to make a difference in people's lives.
Fiduciary
As a CFP® professional, I conduct my business according to the highest standards of honesty, integrity, competence, and fairness.
Credentials
Not only I have the CFP® and CRPC™ designations, I am also hold the graduate level designation of MPAS™ and a MS in Personal Financial Planning.
Partnership
I am working in partnership with you, serving as a quarterback of your financial life, so you are empowered to fully experience life with your wealth.
Echo Krisko
CFP®, MPAS™, CRPC™
As the founder of YZ Financial Advisors, I have dedicated my career to helping individuals, and particularly women and retirees, gain clarity and confidence in their financial lives. My goal is to help clients develop financial strategies that reflect their values, support their long-term goals, and bring greater purpose and intention to the way they use their resources.
My path into financial advising began in 2007, driven by a desire to help people make thoughtful financial decisions in an increasingly complex world. Experiencing the 2008 financial crisis early in my career reinforced my commitment to providing steady guidance and helping clients navigate uncertainty with discipline and perspective.
What distinguishes my approach is a holistic view of wealth. Financial well-being is not defined solely by numbers on a statement. True wealth also includes the freedom to pursue meaningful experiences, cultivate wisdom, and live in alignment with one's priorities. Helping clients integrate their financial decisions with the life they want to build is at the heart of my work.
In my role as planner, advisor, educator, and sounding board, I work closely with clients to help them evaluate important decisions and maintain a clear financial strategy over time. My goal is to equip clients with the insight and confidence needed to make thoughtful, informed choices.
I view the stewardship of my clients' financial lives as a significant responsibility and a privilege. Meaningful financial planning requires trust, patience, and ongoing dialogue. By intentionally maintaining a boutique advisory practice, I am able to provide each client with focused attention and a high level of personal service.
Ultimately, my work is guided by a simple purpose: to help the people I serve make wise financial decisions that support both financial stability and a life well lived.
Credentials
- Master of Science in Personal Financial Planning
- Bachelor of Science in Accounting
- Master Planner Advanced Studies™ (MPAS™)
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Retirement Planning Counselor™ (CRPC™)
- FINRA Series 7 (inactive) and Series 66 licensed in MD and VA
- Life Health Insurance License in MD and VA
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A LITTLE MORE ABOUT ME
Outside of my work as a financial advisor, I enjoy a life filled with learning, family, and curiosity about the world. I am a lifelong learner who enjoys discovering new ideas, whether through professional study or personal interests. My family is at the center of my life, and I value the time I spend as a wife and mother.
I enjoy gardening, cooking, and exploring new places through travel. Gardening offers a reminder that meaningful results often come from patience and steady care. Travel and food allow me to experience different cultures and perspectives, something that continually broadens my understanding of the world.
I work from a home office where I connect with clients across the country. My days are often accompanied by the cheerful presence of our golden retriever, Annie, who proudly serves as our household’s unofficial “Chief Morale Officer.”
